YNAB

# YNAB YNAB is a zero-based budgeting app that helps people get good with money so they never have to worry about money again. ## About  Have you ever worried about money? You’re not alone. Download YNAB, get good with money, and never worry about money again. Based on the simple but powerful method of giving every dollar a job, the YNAB app guides users through the process of creating a flexible, intentional plan for their money—and their lives. YNAB helps simplify spending decisions, prioritize goals, pay down debt, and improve relationships so you can enjoy a life with less money stress. Start your free one-month trial. ## Key features and benefits: - The average YNAB user saves $600 in their first month and $6000 in their first year.  - 92% of YNAB users report feeling less money stress since starting YNAB.  - 70% of YNAB users could live for three months or more on savings.  - Unlimited Categories: Customize your plan to your exact needs, wants and goals. No limits or minimums! - Move Money: Make changes to your plan and cover overspending without breaking your zero-based budget. - Learn & Explore: Access the very best & latest financial guidance from within the YNAB app, unique to your circumstances. - Pinned Categories: Keep what’s most important, most visible. - Share your YNAB subscription with a close-knit group of up to six people at no extra cost. - YNAB is based on the revolutionary YNAB Method: Give every dollar a job. Learn to ask simple questions that help you envelope budget with intention, anticipate non-monthly expenses, and reach ambitious goals. - YNAB’s system for managing credit card spending automatically sets cash aside for your bill payment each time you spend, making it easy to pay your card in full each month. No new debt! - Personalize your debt paydown plan with our debt calculator. - Prioritize spending and savings goals with YNAB’s powerful target-setting features, and track progress at a glance. - Plan within your me