One unified per-call validation suite: vat (EU VAT format/checksum + live VIES lookup), iban (mod-97 + bank code), email (syntax + live MX + disposable-domain + role flag), geo (country/state/city ISO lookup), vin (format/check-digit + NHTSA make/model/year). Per-call via x402 (USDC on Base) or a prepaid credit key. Also an MCP server.