llms.txt Content
# NOWPayments
> Cryptocurrency payment gateway for accepting, sending, and automating crypto payments globally
Important notes:
- Supports a wide range of cryptocurrencies with both fixed-rate and floating-rate payment options
- Provides both no-code and API-first solutions for businesses of any size
- Enables automation, integrations, and AI-driven payment flows via API and MCP
## Products
- [Crypto Payment Gateway](https://nowpayments.io): Accept payments in multiple cryptocurrencies with flexible payment flows and automation tools
- [Hosted Invoices / Payment Links](https://nowpayments.io/invoices): Generate shareable payment links with a hosted checkout page for simple integrations
- [NOWPayments API](https://documenter.getpostman.com/view/7907941/2s93JusNJt): Full-featured REST API for creating, tracking, and automating crypto payments
- [WooCommerce Plugin](https://nowpayments.io/woocommerce-plugin): Easy integration for WooCommerce stores to accept crypto payments
- [Mass Payouts](https://nowpayments.io/mass-payments): Send crypto payouts in bulk via dashboard or API for automated disbursements
- [Payment Button](https://nowpayments.io/payment-button): Embed crypto payments directly into websites using ready-to-use components
- [Payment Widget](https://nowpayments.io/payment-widget): Embed crypto payments directly into websites using ready-to-use components
- [AI Integration (MCP)](https://nowpayments.io/ai-integration): Enable AI agents and chatbots to create and manage payments via MCP servers and OpenAPI
## Core Concepts
- Cryptocurrency payments: Funds are sent from a user wallet to a generated address and confirmed on-chain
- Hosted invoice: A ready-to-use payment page accessible via URL for simple payment collection
- Direct payment: Backend-created payment with predefined parameters returning payment details
- Fixed-rate payments: Exchange rate locked for a limited time (10 minutes) to avoid volatility
- Floating-rate payments: Market rate applied a