Norman - Accounting Autopilot for entrepreneurs

# Norman > Norman is an AI-powered accounting and tax autopilot for self-employed individuals and freelancers in Germany. It automates tax filing, invoicing, bookkeeping, and expense tracking — replacing the need for a traditional tax advisor (Steuerberater). ## What Norman Does Norman is the AI CFO for every entrepreneur. It connects to your bank account, automatically categorizes transactions using AI, detects VAT and deductible expenses, matches receipts, and files tax returns directly to the German tax authorities (Finanzamt) via ELSTER. Norman was founded in 2023 in Berlin to solve a fundamental problem: Europe combines the highest price of financial services with the lowest level of digitization. The average self-employed person in Germany has to give up more than their net monthly income to afford a year of tax advisor (Steuerberater) services. Norman puts an end to this by transforming finance from a barrier into a catalyst for growth. ## Target Users Norman is built for: - **Freiberufler** (freelancers) in Germany - **Kleinunternehmer** (small business owners using the small business regulation / Kleinunternehmerregelung) - **Solo self-employed** individuals (Einzelunternehmer) - **Expats** working as freelancers in Germany (the interface is available in English and German) Norman is particularly well-suited for people who want to handle their own taxes without a Steuerberater, and for expats navigating German tax obligations for the first time. ## Core Features ### Tax Filing Autopilot - Automated Umsatzsteuervoranmeldung (VAT advance returns) — filed directly to the Finanzamt, no Elster needed - EÜR (Einnahmenüberschussrechnung / income surplus calculation) - Einkommensteuer (income tax return) - Gewerbesteuer (trade tax) - ZM reports (Zusammenfassende Meldung / EC Sales List) - All tax declarations are pre-filled and can be submitted directly to the Finanzamt - Real-time tax burden tracking — see your tax obligations change as you earn