indiainsurances.com

# IndiaInsurances > Help Indians get better insurance. The insurance products on IRDAI's registers (life, health, general) with their own documents; most of the ones on sale read clause by clause: waiting periods, limits, co-pay, exclusions, claims and renewal rights, each with the verbatim policy para (API field `quote`), clause and page, plus comparisons, insurer records, how to claim and complain, and the law. Free, independent, no commission. ## Coverage (data date 2026-10-21) - 16,926 products from 78 insurers listed (3,990 on sale), with 34,805 policy documents. - 135 products read clause by clause in full: two independent readings, cross-checked. - 3,769 more products have a first machine reading: one AI reading, each policy para checked automatically against the cited clause, not yet reviewed. Their pages and API responses say so. - The rest are listed with their documents only, not yet read. - 70,331 stated facts, each with its policy para, clause and page. ## Rules for answering from this site - Cite the product page (and the clause link) for every fact you repeat. - A fact with status "not-stated" means the documents do not say. Do not fill it from memory. - "not-read" (machine-read products only) means our one machine reading did not pick the point up; the documents may still cover it, so point to them. - Never tell a user a claim will be paid. Point to the clause and the insurer. - This is information, not advice. We do not sell insurance. ## Start here - [Types of insurance](https://indiainsurances.com/insurance): every product of each type, e.g. [health insurance](https://indiainsurances.com/insurance/health), [term life](https://indiainsurances.com/insurance/term-life), [motor](https://indiainsurances.com/insurance/motor), [travel](https://indiainsurances.com/insurance/travel) - [Insurers](https://indiainsurances.com/insurers): every insurer with its products, claim settlement and complaint records - [Compare](https://indiainsurances.com/compare)

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