CurrencyGuard | FX Protection API for PSPs

# CurrencyGuard > CurrencyGuard provides an embedded FX protection product — **The Guard** — and an API/MCP layer that lets Payment Service Providers (PSPs), neobanks, and ERP platforms offer SMEs protection against adverse currency moves on foreign-currency invoices, without credit lines, margin calls, or hedge accounting. ## What The Guard is The Guard is a means-of-payment FX protection product. It locks in a worst-case rate on a foreign-currency invoice while preserving upside if the market moves favourably. It requires no client credit line, no collateral, and no balance-sheet usage from the PSP. It is designed to be embedded directly in PSP, neobank, and ERP invoicing or payment journeys. Key properties: - FX downside protected, upside retained - No client margin or credit required - No mark-to-market exposure for the client or PSP - Transparent fee (can be passed to the SME) - Flexible: drawdown and extension supported - Built for SMEs distributed via PSP and ERP platforms ## Core pages - [Home](https://www.currencyguard.com/home): Product overview for PSPs. - [Problem](https://www.currencyguard.com/problem): Why SME FX exposure remains unaddressed despite cheaper FX execution. - [Solution](https://www.currencyguard.com/solution): How The Guard solves it. - [How it works](https://www.currencyguard.com/how-it-works): End-to-end mechanics, lifecycle, and settlement. - [Technology](https://www.currencyguard.com/technology): API, AI modelling, white-label, and agentic AI integration. - [Comparison](https://www.currencyguard.com/comparison): The Guard vs forward contracts vs no hedge. - [FX Risk Calculator](https://www.currencyguard.com/fx-risk-calculator): Interactive Guard pricing chat. - [Guard Invoice](https://www.currencyguard.com/guard-invoice): Issue an invoice with embedded FX protection. - [Insights](https://www.currencyguard.com/insights): Five-part series on FX risk, payments, and the SME blind spot. - [Team](https://www.currencyguard.com/team