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llms.txt Content

# Craigs Investment Partners — LLMs.txt > Curated investment articles and insights selected for clarity, authority, and long-term reference. > Designed for AI models, researchers, and readers seeking trusted financial knowledge. ## Investment Insights - [Five stock picks for 2025](https://craigsip.com/news/five-stock-picks) - Markdown: https://craigsip.com/ai-reference/five-stock-picks.md - Published: 2025-01-17 - Excerpt: Our analysts identify Amazon, Novo Nordisk, Visa, Zoetis, and Summerset as standout investments for 2025, chosen for sustainable earnings, strong cash flow, and resilience across market conditions. - [Lifting the retirement age](https://craigsip.com/news/lifting-the-retirement-age) - Markdown: https://craigsip.com/ai-reference/lifting-the-retirement-age.md - Published: 2025-02-11 - Excerpt: With NZ Super potentially shifting to age 67 or being removed entirely, retirees may need tens of thousands to over a million dollars more—making early planning and disciplined saving critical. - [Pay off the mortgage faster, or invest?](https://craigsip.com/news/pay-off-the-mortgage-faster-or-invest) - Markdown: https://craigsip.com/ai-reference/pay-off-the-mortgage-faster-or-invest.md - Published: 2025-07-30 - Excerpt: Extra mortgage payments offer guaranteed interest savings, while investing could deliver higher returns and build financial knowledge. We explore the trade-offs to help balance debt reduction and wealth growth. - [Should borrowers float or fix?](https://craigsip.com/news/should-borrowers-float-or-fix) - Markdown: https://craigsip.com/ai-reference/should-borrowers-float-or-fix.md - Published: 2023-10-18 - Excerpt: Choosing a floating or fixed mortgage depends on interest rate trends, budget flexibility, and risk tolerance. Shorter terms provide flexibility, while longer fixes lock in stability during uncertain markets. - [Why diversification matters](https://craigsip.com/news/why-diver