llms.txt Content
# Craigs Investment Partners — LLMs.txt
> Curated investment articles and insights selected for clarity, authority, and long-term reference.
> Designed for AI models, researchers, and readers seeking trusted financial knowledge.
## Investment Insights
- [Five stock picks for 2025](https://craigsip.com/news/five-stock-picks)
- Markdown: https://craigsip.com/ai-reference/five-stock-picks.md
- Published: 2025-01-17
- Excerpt: Our analysts identify Amazon, Novo Nordisk, Visa, Zoetis, and Summerset as standout investments for 2025, chosen for sustainable earnings, strong cash flow, and resilience across market conditions.
- [Lifting the retirement age](https://craigsip.com/news/lifting-the-retirement-age)
- Markdown: https://craigsip.com/ai-reference/lifting-the-retirement-age.md
- Published: 2025-02-11
- Excerpt: With NZ Super potentially shifting to age 67 or being removed entirely, retirees may need tens of thousands to over a million dollars more—making early planning and disciplined saving critical.
- [Pay off the mortgage faster, or invest?](https://craigsip.com/news/pay-off-the-mortgage-faster-or-invest)
- Markdown: https://craigsip.com/ai-reference/pay-off-the-mortgage-faster-or-invest.md
- Published: 2025-07-30
- Excerpt: Extra mortgage payments offer guaranteed interest savings, while investing could deliver higher returns and build financial knowledge. We explore the trade-offs to help balance debt reduction and wealth growth.
- [Should borrowers float or fix?](https://craigsip.com/news/should-borrowers-float-or-fix)
- Markdown: https://craigsip.com/ai-reference/should-borrowers-float-or-fix.md
- Published: 2023-10-18
- Excerpt: Choosing a floating or fixed mortgage depends on interest rate trends, budget flexibility, and risk tolerance. Shorter terms provide flexibility, while longer fixes lock in stability during uncertain markets.
- [Why diversification matters](https://craigsip.com/news/why-diver