>Column | The platform bank built for scale

# Column > Column N.A. is a nationally chartered bank built for developers. Access banking infrastructure including ACH, wires, real-time payments, checks, lending, and card issuing through a modern API. - [Full documentation (single file)](https://column.com/llms-full.txt) ## Products - [ACH](https://column.com/ach/): Originate ACH credits and debits with a single API request. Take advantage of all five settlement windows, configure every field, and own the return and dispute process. - [Wire](https://column.com/wire/): Instantly send funds to any bank account with FedWire via API. Receive domestic and international wires with realtime updates and full raw data. - [Realtime (FedNow)](https://column.com/realtime/): Leverage the newest payment rail from the Federal Reserve, FedNow. Get the speed of Wire with the flexibility and affordability of ACH. - [Book Transfers](https://column.com/book-transfers/): When you own both accounts at Column, transfers are real-time every second of the day. - [Checks](https://column.com/checks/): Full control of end to end check flows. From RDC to checkbooks to positive-pay, build your optimal check flow and own the entire process. - [Bank Accounts](https://column.com/bank-accounts/): Spin up programmable and scalable FDIC insured bank accounts in one API call. - [Card Programs](https://column.com/card-programs/): Build a card program to offer your customers any type of card. Column works with all major networks and issuer processors. - [Ledger](https://column.com/ledger/): Ledger each transaction onto a proprietary modern system of record with complete visibility and full banking functionality. - [International Wires](https://column.com/international-wires/): Direct access to Swift and international routing. - [Loan Origination](https://column.com/loan-origination/): Configure and build a flexible national lending program with a nationally chartered bank partner. - [Loan Purchase](https://column.com/loan-purchase/): Programmatica