Montes Auri Blog | Insights on Crypto Banking, Blockchain, and Business Innovation

# Montes Auri Blog > The research publication arm of **The Institute of Future Banking** — a think-tank dedicated to reimagining global finance by bridging traditional banking with decentralised systems. > © 2025 Montes Auri Blog. All rights reserved. > Contact: [email protected] **Quick facts:** - New research articles are published weekly; cornerstone pieces from the last 12 months are collected under **Key Articles**. - Use tag pages such as [`/tag/ai-and-banking/`](https://blog.montesauri.com/tag/ai-and-banking/) or the site search for fast navigation. ## Key Articles - [The Future of Regulation: How MiCA Will Reshape European Crypto-Banking and the Economy](https://blog.montesauri.com/the-future-of-regulation-how-mica-will-reshape-european-crypto-banking-and-the-economy/): Impact analysis of MiCA on EU crypto-banks — opportunities, compliance costs, and market consolidation. - [The Bank of the Future in the Sixth Technological Wave](https://blog.montesauri.com/the-bank-of-the-future-in-the-sixth-technological-wave/): Vision paper on how AI, tokenisation, and big-data analytics redefine banking functions in the sixth tech wave. - [Usable Blockchain Software](https://blog.montesauri.com/usable-blockchain-software/): Technical review of full-node architectures and usability lessons from leading open-source blockchain clients. ## Key Authors - [Aleksandr Kuboskin](https://blog.montesauri.com/author/kubo/): Founder; 20+ years in financial markets; CFA Charterholder. - [Aleksei Bogun](https://blog.montesauri.com/author/abogun/): CPO; crypto-industry specialist with 10+ years of B2B/B2C experience. - [Mikhail Bratchikov](https://blog.montesauri.com/author/m-bratchikov/): Head of IT; 20+ years in DevOps and Linux administration. - [Alex McFarlane](https://blog.montesauri.com/author/alex-mcfarlane/): Quant strategist, ex-Nomura VP; MSc in Theoretical Physics. - [Alexandru Stefan Goghie](https://blog.montesauri.com/author/alexandru/): PhD