Accounting Software for Small Businesses | Xero US

# Xero > Run your business, not your books. Xero is the all-in-one business management platform for small businesses with 1 to 20 employees, trusted by over 4.6 million subscribers across 12 countries. Xero connects accounting, payroll, payments, and tax in one place, with JAX (an AI financial superagent) to automate workflows and deliver real-time financial insights. ## About Xero - [About Xero](https://www.xero.com/about/): Company overview, mission, and the story behind building Xero - [Security at Xero](https://www.xero.com/security/): How Xero protects business data with ISO 27001 and SOC 2 ## Core Product Features - [Xero accounting software](https://www.xero.com/accounting-software/): Cloud accounting for small businesses, from invoicing to payroll and tax - [All features](https://www.xero.com/accounting-software/all-features/): Complete list of Xero features across all plan tiers - [Online invoicing](https://www.xero.com/accounting-software/send-invoices/): Create and send professional invoices with automated payment reminders - [Bank reconciliation](https://www.xero.com/accounting-software/reconcile-bank-transactions/): Automated bank feeds with one-click transaction matching - [Payroll](https://www.xero.com/accounting-software/payroll/): Pay employees with payroll tax compliance support built in - [Financial reporting](https://www.xero.com/accounting-software/run-financial-reports/): Real-time profit and loss, balance sheet, and cash flow reports - [Analytics and cash flow dashboard](https://www.xero.com/accounting-software/analytics/): Visual cash flow forecasts and business performance tracking - [Pay bills](https://www.xero.com/accounting-software/pay-bills/): Automated bill capture, duplicate detection, and payment scheduling - [Accept payments](https://www.xero.com/accounting-software/accept-payments/): Payment processing built into invoices so customers pay faster - [Expense claims](https://www.xero.com/accounting-software/claim-expenses/): Capt